Mazda car loan. Mazda cars on credit under the Mazda Finance program

Until June 30 for the whole the lineup Mazda has a special offer. All you need is a desire to buy a car and a 70% deposit. The loan at 3.9% per annum is provided for a period of 12 months.

If you already own a Mazda, we are happy to offer you a rate of 1.9% per annum. Simply trade in your current Mazda vehicle through a dealer trade-in and reduce your loan rate by 2%!

Features of the program

• Interest rate -3.9%
• Down payment - at least 70%
• Loan term - 12 months
• Bank tariff - Express

Basic conditions

• The loan application review period is 30 minutes
• Loan currency - Russian rubles
• Minimum loan amount - 50,000 rubles
• Maximum loan amount - 2,100,000 rubles
• Moratorium on early loan repayment - no
• Registration of CASCO is mandatory

Required documents

• Russian passport
• Second identification document from the list: driver's license, foreign passport of a citizen Russian Federation, certificate of registration in tax authorities(TIN), mandatory insurance certificate pension insurance, military ID (required for those of military age)

Requirements for the Borrower

• minimum age - 23 years
• maximum age - 65 years
• Minimum work experience at the last place of work - at least 6 months
• proof of income is not required (Express Tariff)

Credit application

*Mazda Credit program applies to all 2018 Mazda models and is valid in showrooms official dealers MAZDA MOTOR RUS LLC. Loan conditions: loan currency is Russian rubles, down payment of at least 20% of the cost of the car. Bank interest rate: from 3.9% per annum Loan term: from 12 to 60 months. Confirmation of income is not required for all models (except CX-9): for a loan amount of up to 1 million rubles. (without limitation on the size of the loan) and for a loan amount of up to 1.2 million rubles. (at PV >= 40%). For the CX-9 model: with a loan amount of up to 1.2 million rubles. (with PV from 20% to 39.9%) and for a loan amount of up to 2 million rubles. (at PV >= 40%). The minimum loan amount is 50 thousand rubles, the maximum loan amount is 3 million rubles. CASCO insurance is required. The penalty for late repayment of loan debt is 0.1% of the amount of overdue debt for each day of late payment. Loan under the Mazda program The loan is provided by Rusfinance Bank LLC (Limited Liability Company), license of the Central Bank of the Russian Federation No. 1792 dated 02/13/2013, registration number 1792. The program is valid from 04/01/2018 to 06/30/2018. This offer is for informational purposes only, is not a public offer and is limited to availability at the official dealer of ROLF LLC Branch Vostok. Detailed information on lending under the program can be obtained on the website http://www.mazda.ru section Mazda Credit, by calling Rusfinance Bank LLC +7 495 926-70-07, on the website rusfinancebank.ru or in the showrooms of official dealers of Mazda Motor Rus LLC.

In the autumn of 2014, the long-awaited debut of the compact crossover CX-3 took place in Los Angeles, information about which was kept in the strictest confidence for a long time. The new product immediately impressed the guests of the auto show with its stylish and bold appearance, and after that it increased the level of impressions with partially published technical parameters cars.

The Mazda CX-3 has an overall length of 4275 mm, a wheelbase of 2570 mm, a width of 1765 mm and a height not exceeding 1550 mm. Ground clearance ( ground clearance) of this Mazda forms “parquet” 160 mm.

The brazen and brave appearance of the new product is greatly emphasized by the predatory “face” with slanted optics, a massive grille and a radiator air intake visor. The smooth contours of the body, which uses an impressive amount of high-strength steel in its design, are elegantly diluted with fascinating stamps, and the rear is decorated with a beautiful bumper and two exhaust pipes.

The interior of the new product has a good 5-seater layout, and its design is copied from the interior of the Mazda2 latest generation, but at the same time, some elements (for example, the design of door panels) are the Mazda CX-3’s own.

The Japanese approached the layout of the internal space of the crossover very carefully. For example, the rear row of seats is located slightly higher than the front one, and the seats are shifted to the center, which should improve visibility from the rear row.

In addition, it must be emphasized that the position of all seats and the shape of the door panels of the Mazda CX-3 are designed to greatly simplify the process of getting into the cabin.

Characteristics. In Europe, respectively, and in the Russian Federation, the CX-3 crossover will be offered with three powertrain options.

The Japanese will offer a 4-cylinder petrol unit from the Skyactiv-G line with a displacement of 2.0 liters, a combination of bright fuel injection and a Start/Stop system in two boost assumptions, but the developers have not yet disclosed the correct information about them. They will be accompanied by a 4-cylinder 1.5-liter diesel engine Skyactiv-D 1.5, the specification of which is also kept secret for now (according to unconfirmed information, the diesel power will be 105 hp and the torque will not exceed 250 Nm).

All engines will be able to be coupled with both a new 6-speed manual transmission and a 6-band Skyactiv-Drive automatic transmission, which has a different torque converter and a number of other modifications.

The Mazda CX-3 is based on the Skyactiv platform, and the new product received some of its chassis elements from the new generation Mazda2. Contrary to all skeptics, the CX-3 will be offered with both front and rear all-wheel drive based on an electronically controlled multi-plate clutch.

The front suspension in any situation will be free with MacPherson struts, but behind there are probably two layout options: a semi-independent torsion beam for front-wheel drive modifications and a free multi-link for all-wheel drive. It is planned to install disc brakes on all wheels, and the rack and pinion steering mechanism will be assisted by an electric booster.

prices and options. The Mazda CX-3 crossover may be equipped with a head-up display, a whole range of modern electronic safety systems, an active cruise multimedia system and Mazda Connect control with an Internet connection.

This model will be released on the Japanese market in the spring of 2015, a little later the car will appear in the United States, and will reach Europe closer to the fall. Then we can expect the appearance of the Mazda CX-3 in the Russian Federation.

The Japanese promise to reveal the cost of the new one and the list of trim levels for the crossover closer to the start of sales.

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Mazda cars on credit under a financial program from the manufacturer “Mazda Finance” in Russia are financed through partners: , and the bank. Preferential discounted rates apply only to the purchase of new cars and only through official dealers. Under certain conditions, the borrower receives a discount on a car loan by reducing the selling price of the car.

In addition, a special Mazda Credit loan program is being implemented, which is valid in dealer centers Mazda Motor Rus LLC. The Mazda-2 and Mazda-3 models fall under this special program. Conditions for purchasing cars on credit under this scheme are carried out within the framework of state subsidies for car loans.

Mazda in Gazprombank

Together with the Mazda Motor Rus Company, Gazprombank is calculating special lending conditions at a loan rate of 12% to 14.5% per annum:

• The loan term is standard - up to five years.


• You can apply for a loan from the age of 21.


• Proof of income is required in any form convenient for the client. This can be a 2NDFL certificate, a certificate in a bank form, or a free-form certificate from an employer.


• The length of service requirements are quite reasonable - at least 3 months at the last place of work.
• It is possible to defer the payment of the principal debt for up to four months.


• There are no restrictions for full or partial loans.


• There is no fee for issuing a loan, there is only an insignificant commission of 50 rubles for transferring money to the car dealership account.

"Mazda AutoLight" and "Mazda Standard" at VTB

As part of the financial program, VTB24 Bank is implementing two car loans:

1. The “Light” credit program provides for expedited consideration of the loan application - within two days. The rate will be from 13.5% to 14.5% per annum. may be included in the loan amount, the down payment should not be less than 30%.


2. The “Standard” program is a classic type of VTB loan with a full package of documents and a longer review period. But the rate will already be 12% per annum.

Car loan at Rusfinance Bank

Rusfinance has 4 for the purchase of a Mazda car under the terms of Mazda finance:

1. EXPRESS
2. EXPRESS Special
3. STANDARD
4. STANDARD Special

The difference is that the Special programs do not apply to the BT-50 and CX-7 models. For a loan amount of up to 800,000 rubles, proof of income will not be required. The minimum down payment for all of the programs listed is one fifth of the cost of the car. The rate for the express program is 16-17% per annum, and for the special express program - 15.5-15.5% per annum.

The standard program provides for a rate of 15-16% per annum, and the special standard program - already 14.5-15.5% per annum. The length of service requirements are a little stricter than those of Gazprombank and amount to 4 months at the last place of work.

The manufacturer declares marketing rates of 0% and 10% per annum, but they are implemented subject to certain conditions:

• In 2013, the “Mazda Credit 70 for 30” campaign was launched. If you sign up for any model (except CX-7) for a year with a down payment of 70%, then the loan rate will be conditionally zero, since the overpayment is fully compensated by a discount from the manufacturer for participants in this promotion.
• The “Mazda Credit 50 to 50” promotion assumes a two-year loan period and an initial payment of half the cost of the car - in this case, the marketing rate will be equal to 10% per annum. The second offer applies to the entire model range.

Buying Mazda cars through official dealers is very profitable. Up to possible full compensation for the loan due to a discount from the manufacturer. At the same time, even car loans for this brand offer reduced rates.

If you plan to use a non-purpose one to buy a car, then such a transaction will cost you 1.5-2 times more, compared to even the usual conditions for car loans.

What is Mazda Finance? This is a complex of beneficial credit programs, which Rusfinance Bank together with Mazda Motor Rus has been offering to clients for several years now. The unified policy of the credit institution and the manufacturer allows the client to obtain a loan for new car on favorable conditions, and Mazda Finance 2014 could become the best solution for a large purchase. In the showrooms of official dealers it is possible to take advantage of standard programs or special promotional offers.

Standard lending conditions

You can get a car loan for a Mazda by contacting an official dealer. It is problematic to get a Mazda on credit without documents, and the borrower will have to use consumer lending with the highest rates. Salons offer a full range of models, and credit consultants will help you choose the most profitable and convenient offer.

“Mazda Credit Classic” is a standard program that applies to all models.

According to it, cars on Mazda credit can be purchased under the following conditions:

• The application is processed in only about half an hour, but the client must provide not only a passport, but also a certificate of income in form 2-NDFL. In addition, you need to submit a second identification document: this can be a foreign passport, TIN certificate, driver’s license, etc. Persons of military age in mandatory are required to provide a military ID.
• The minimum loan term is one year, the maximum is 5 years. At the same time, the interest rate under the standard program does not depend on the loan term.
• The maximum loan amount cannot exceed 2.1 million rubles, the down payment must be at least 20% of the cost of the selected car.
• The interest rate depends on the size of the down payment: if it is 20%, then the rate is 17% per annum. The minimum rate is possible for a down payment of 50%: it will be 16%.
• The minimum age of the borrower is at least 23 years old; you can get a Mazda loan only if you have official employment and a sufficient level of income. The length of service at your last place of employment must be at least six months.
• A CASCO insurance policy is required. Insurance must be complete. franchise is not allowed, in addition, insurance program is obliged to protect the car not only in case of damage received in an accident, but also in case of theft.

The bank also offers the Mazda Credit Express program. This is a loan without certificates and guarantors, the registration of which requires only two documents, and the application will be considered after a minimum period of time. However, such a loan costs more: the lowest rate on it will be 16.5%.

Special lending programs

A standard loan can hardly be called cheap, but the manufacturer, together with the bank, offers other car loan conditions in Mazda showrooms.

In this case, the borrower will have access to the so-called marketing rate: upon purchase, the manufacturer provides a large discount, which will be equal to part of the bank interest. As a result, you can get a loan much cheaper, and the overpayment on it will be significantly less.

Special car loans for Mazda are available in several options:

1. 30/70: this program involves providing a loan for a three-year period, the down payment must be at least 30% of the cost. In this case, the borrower will pay the remaining 70% at a preferential rate of 12.9%. In this case, a Mazda car loan is provided without collecting income certificates based on two documents. The maximum loan amount is also 2.1 million rubles; a CASCO insurance policy must be taken out.
2. Mazda cars can also be provided on credit under the 50/50 program. In this case, the loan will be issued for 2 years, the down payment must be at least half the cost. The interest rate on such a loan will be 10.9%. Proof of income is not required; this car loan applies to Mazda 3 and other models.
3. 70/30: another program initially designed for those who are ready to purchase a car for cash. Such a car loan for Mazda is not difficult to calculate: the down payment is 70%, and the balance is provided at a zero marketing rate, that is, in the end, the loan will not require any overpayment at all. The loan term for such a loan should not exceed 1 year.

What is a loan with residual payment?

Official dealer showrooms also offer another special lending opportunity: buy-back – a loan with a residual payment, which is usually received by those who are used to frequently changing cars. For example, having received a car loan for a Mazda 3, the borrower makes a large down payment (at least 40%), then pays another part of the amount over 2 years, and the last payment, equal to 35% of the cost, is postponed to the end of the term.

In this case, the borrower can sell the car to a dealership, use the money received to repay the current loan and immediately receive, for example, a Mazda 6 car on credit.

This system allows you to actually buy only the first car at full price. The borrower purchases other cars on credit, of which only a small part is paid in cash. In Russia, such a system is just beginning to be implemented, but in the West it has already become very popular.

Thus, Mazda manufacturers can offer many profitable opportunities for purchasing a car. As a result, a car loan for a Mazda 6 and other popular models becomes quite affordable even if you’re not high level income.

The borrower can analyze all the possibilities in advance in order to then conclude a profitable agreement. The salon's credit consultant will help you decide on the best offer.